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Vehicle Cover

Imagine not having the funds to repair your car. MFC offers a range of products that can be added to your finance agreement to assist in the care and maintenance of your vehicle.

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MFC Extended Warranty


A policy that covers you for non-wear and tear parts on your vehicle once the factory warranty has expired



  • Additional cover when your manufacturer's warranty expires.
  • Cover for an additional 2 years or 250 000 km.
  • Covers any mechanical failures such as engine or gearbox and or electrical component failures.
  • Included free of charge:
    • Roadside assistance
    • Vehicle rental service


MFC Preowned Vehicle Warranty


A policy that covers you for non-wear and tear parts on your pre-owned vehicle.

  • Covers major mechanical failures such as engine or gearbox and or electrical parts
  • Cover for 24 months with unlimited kilometres.
  • Prestige and Standard options available.
  • Your vehicle must be regularly serviced at your dealer, or any RMI-approved outlet.
  • Included free of charge:
    • Roadside assistance
    • Vehicle rental service

MFC Warranty Gap


A policy that covers you for specific additional non-wear and tear parts



  • Covers the shortfall gap between your major warranty claim amount, and the amount listed in "Claim Limits" section of your underlying Policy
  • Covers you for 2 years.
  • If repairs are not completed within 48 working hours, the cost of car hire or public transport costs are covered up to a specified limit.

MFC Service Plan


A policy that covers you for specific additional non-wear and tear parts



  • Covers all your scheduled vehicle services as per your manufacturer's specifications
  • Covers all serviceable items (excluding wear and tear), including related labour charges.
  • Endorsed by vehicle manufacturers throughout South Africa.
  • Includes roadside assistance.

MFC Power-up Service Plan


A policy that covers all essential wear and tear components and related labour charges that is not covered by your manufacturers or extended service plan.



  • MFC Power-up service plan covers essential wear and tear components like brake pads, wiper blades and batteries and the related labour charges.
  • The plan is endorsed by vehicle manufacturers throughout South Africa.

MFC Tyre and Rim Warranty


A policy that covers you for specific repair or replacement of tyres or rims damaged by road hazards.



  • Covers the costs of repairing or replacing damaged tyres and rims.
  • You are covered up to the value of R10 000 per claim with an overall policy limit of R 40,000 over a two-year period depending on the option chosen.
  • Includes once-off wheel balancing and alignment.

Credit Shortfall


A policy that covers you for specific shortfalls on insurance claims if your car is stolen or written off.



  • Covers you for specific shortfalls on insurance claims.
  • You are covered should your car be written-off or stolen
  • Removes the risk of having to downgrade your vehicle or continue paying for a vehicle you no longer have.
  • Covers you for the difference between the insured market value and the outstanding financed amount.

MFC Dent and Scratch


A policy that covers you for dents, windscreen chips, scratches and bumper scuffs.



  • Covers dents, windscreen chips, scratches and bumper scuffs